Mike Perz & Associates · Engineering-Based Cost Segregation Studies
Own a rental? Six rentals we studied each got $47,000 to $106,000 more in first-year deductions.
One of the biggest tax breaks in real estate is back, and now it’s permanent. The people you’ve trusted for insurance can now show you what it does for your property.
See if my property qualifies- Free 30-minute call
- No obligation
- Flat prices, quoted up front
Real results
Six rental homes. Same year, two ways.
Every one of these is a study we completed for one Kansas City investor. The grey bar is the first-year write-off on the standard schedule. The blue bar is what the same property produced once the study was done.
- $30,481first-year write-off on the standard schedule
- $394,045first-year write-off with the studies
- 13×as much, same six homes, same year
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Property 01Single family, bought July 2025
Purchase price $465,000
Without a study$6,588With the study$113,052+$106,464extra deduction in the first year
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Property 02Single family, bought December 2023
Purchase price $315,000
Without a study$406With the study$60,538+$60,132extra deduction in the first year
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Property 03Single family, bought June 2024
Purchase price $365,000
Without a study$6,149With the study$57,021+$50,872extra deduction in the first year
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Property 04Single family, bought May 2023
Purchase price $255,000
Without a study$5,083With the study$56,744+$51,661extra deduction in the first year
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Property 05Single family, bought March 2026
Purchase price $250,000
Without a study$6,117With the study$53,425+$47,308extra deduction in the first year
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Property 06Single family, bought March 2026
Purchase price $250,000
Without a study$6,138With the study$53,265+$47,127extra deduction in the first year
- Property 02 was bought in December. On the standard schedule it produced $406 in its first year. With the study: $60,538.
- Three of the six were bought in 2023 and 2024, years already filed. The missed depreciation was caught up in the current year, with no amended returns.
A deduction isn’t tax savings. These figures are deductions: what comes off income before the tax is worked out. What that’s worth to you depends on your tax bracket, your other income and how involved you are in the property. Your property is different, so these aren’t a prediction for yours. Owner’s name and addresses withheld.
How it works
A building isn’t one thing.
When you buy a rental, it gets written off as one lump over 27.5 years (39 for commercial). But it’s also carpet, cabinets, appliances, fencing, paving and landscaping, and the tax code gives many of those a 5, 7 or 15-year life. A study goes through the property piece by piece and documents it. The result is a much larger deduction now, instead of a small one spread over decades.
- Bought after January 19, 2025? Qualifying parts can be written off in full in the first year.
- Owned it for years? It still counts. Missed depreciation is caught up on this year’s return.
- It isn’t a loophole. It’s depreciation you were always entitled to, on the correct schedule instead of the default one.
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What you get
- A component-by-component study of your property, with documented support
- The tax return that claims it. Most firms hand you a report and stop there; we do both
- Catch-up of past depreciation where it applies, without amending old returns
- Single-family rentals, multi-family and commercial property
Priced per property, and you get the price before anything starts. If the deduction doesn’t justify the work, we’ll tell you on the call.
Questions
What property owners ask before they book
Is my property a good fit?
Usually, if you own a rental or commercial building that you bought, built or renovated in the last several years. Single-family rentals count. The free call tells you for sure.
I bought my property years ago. Is it too late?
No. Three of the six above were bought in 2023 and 2024. The depreciation you missed can usually be caught up on this year’s return, without amending past returns.
Will this lower my tax this year?
It depends on your income and how you own the property. For some owners the deduction lands this year; for others it carries forward. That’s the first thing we check on the call, before you spend anything.
Why is Mike’s office recommending this?
Because we use All American Tax for our own taxes. We wanted our clients to have the same team we trust. You still work with us for insurance, and they handle the tax side.
Get started
See what your property could produce
Book a free 30-minute call. No cost and no commitment.
- Talk to a tax pro30 minutes about your return, your business or your property.
- Get a straight answerWhether it’s worth doing, and the price before anything starts.
- We do the workYou still have us for insurance, and now for your taxes too.
Cost Segregation call
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